Financing Made Easy

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The new structure you've been thinking of building on your property could be an easy online application away. LightStream, the nation's premier online consumer lender, offers quick financing to tackle almost any project. It's an easy process with low rates, flexible terms and no fees or prepayment penalties. What more can you ask for in a lender?

From the foundation to the roof.

Get a barn or shed loan from $5,000 to $100,000 with flexible terms to make repaying your fixed-rate loan even easier. Use your funds to pay for every aspect of your project — including parts, labor and installation.

No time? No problem.

LightStream's easy, online application process is followed by quick funds. When you fill out your application and complete all of your loan information by 2:30pm EST on a business banking day, LightStream can get funds to you as soon as the same day you apply.

Low rates. Low stress.

Good-to-excellent credit customers deserve low-interest, fixed-rate financing and a convenient loan process. That's what LightStream delivers, so you can build your structure without breaking your budget.

Financing without the fees.

No home equity requirements, fees or prepayment penalties. Plus, you'll directly get funded in full, so you have complete ownership of your structure right from the get go.

The process is easier and faster than you can imagine.


Click below to apply. You will receive a response shortly during business hours.


Complete LightStream loan application; watch your email for updates.


Funds are deposited directly into your bank account. Complete your project!

Apply below with LightStream's hassle-free, online application.
Use their monthly payment calculator to make it easy to find the best rate and terms for you.


Plant Tree

LightStream plants a tree with every loan. Your loan makes a difference!

All loans are subject to credit approval by LightStream.

EHL Logo Truist Bank is an Equal Housing Lender. © Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.